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Understanding employee benefits can be difficult, and one area that many people struggle with is workers compensation insurance and the relevant payouts. This is a potential minefield and it is often unclear what your insurance covers, and what terms like assured and limited coverage mean.
Legal assistance can be key to navigating your workers compensation insurance and filing claims. Selecting a lawyer can be difficult, so we’ve listed four key factors below that you should consider when seeking legal assistance with your workers compensation insurance.
1. Specific Qualifications for Workers Compensation
You may choose a lawyer who has general qualifications, but this is unlikely to get you the compensation you rightfully deserve. It’s important to seek a lawyer with specific qualifications and expertise in the area of workers compensation. Notable workers compensation law firm Shultz Legal advises that you can take this one step further and look for region-specific lawyers, as there are often nuances in laws and insurance from state to state.
2. Testimonials and Success Stories
You want the assurance that your chosen lawyer has dealt with workers compensation cases before, and that they have had success in fighting for their clients. You can check this by finding previous client testimonials.
The law firm’s website will usually have a testimonials or case studies section that shows reviews from past clients. The testimonials should have specific, tangible evidence that proves the lawyer made an impact and helped get the client their desired outcome. Make sure you double-check the authenticity of the testimonials, and try to speak to clients to hear their experiences first-hand, if possible.
3. Communication and Availability
The best workers compensation lawyers have effective communication and are easy to reach. Make sure you check the available communications methods and their working hours. Some lawyers may also facilitate out-of-hours communication if you have an urgent query.
Communication should be easy, readily available, and smooth. You also have to be comfortable with the lawyer and an initial assessment meeting can help with this. Oftentimes you can arrange a no-obligation face-to-face meeting to go through your insurance and case with the lawyer.
This is the perfect time to see how you gel with the lawyer and the first impressions you get from them. For example, they might recommend reading material for you so you can understand compensation, or you might immediately find that you like them and find them easy to communicate with.
4. Fee Structure and Costs
Ultimately, there is a cost for legal assistance, and this is often the most important factor. Make sure that you ask for a complete breakdown of the fee structure and what the fees cover. The workers compensation lawyer should have no issue giving you a breakdown and they may also provide information on available finance or payment plans.
Get the Right Legal Support for Your Workplace Incident
Getting the right workers compensation insurance, understanding its nuances, and getting your due benefits in the event of an incident is important. An experienced workers compensation lawyer can help with this, and you should now have a solid understanding of how to pick the right one.
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